Unfortunately, the roofing industry has its share of shady characters and there is nothing that attracts these scam artists faster than bad storms and major disasters. Roofing scams are one of the most popular scams because they catch you off guard and when you are the most vulnerable. After all, your property has just sustained damage and you’re confused about what to do next. This is the time when the shady characters are at your door making promises and telling lies. The right thing to do is to tell them your not interested and may get in touch with them later or you’re already working with another company. If you have skylights broken or any other leaks caused by the storm, contact us or another trusted roofer who can come perform emergency repairs to secure your home from further damage. This will give you the time you need to think about your next steps.
You need to be aware of the most common and sneaky ways that roofers can scam you.
If a contractor is asking for ANY type of payment upfront, this may be indicative of a scam. This is possibly the easiest way that roofing scammers make money, and it is especially common with the elderly homeowners. They make a quick assessment of the damage, give an estimate (generally very low) and ask for money before any work is done. If the homeowner agrees, and yes this still happens, the scammer leaves and they never return to do the work.
A reputable company will NEVER ask for any type of payment upfront. However, there is an industry standard for the homeowner to make a deposit depending on the project, price and/or special order materials, and this payment comes from the initial check provided by your insurance company once your claim has been approved.
Roofers As Insurance Adjusters
It is illegal for anyone without a public insurance adjuster’s license to act as an insurance adjuster. However, there are some roofers who will act as an insurance adjuster to get more money from the insurance company and the homeowner. There are some home improvement companies who have licensed insurance adjusters on staff to help you with your claim.
There are also highly experienced roofers, like those that work for Affluent Exteriors, who will meet with your insurance adjuster and help them find all the storm damage on your property, this is not illegal nor a scam.
Avoid Storm Chasers
Storm chasers are roofing companies, independent contractors or people who are not even roofers at all who specifically follow storm-ravaged areas in order to scam victims out of their money by offering their nonexistent services and leaving with the money. Before you sign on with any roofer, ask for associations with reputable and professional roofing organizations, references and licenses.
Avoid the Door-to-Door Salesman
A good, reputable roofing company that is busy doesn’t have to go door-to-door to solicit business. Storm chasers and other shady characters in the roofing industry that knock on your door are trained to sell and sell hard. They don’t just target senior citizens, every homeowner is fair game. These scammers will go up on a roof and fabricate damage to mimic storm damage, or present a photo showing roof damage from a different home and claim it is from the homeowner’s roof. To protect yourself from this scam, do not sign any paperwork until your insurance company has inspected the roof.
There are reputable roofing companies in our industry that will do exactly what they say they will do, and Affluent Exteriors works hard every day to be one of them.
To experience our world-class, industry-leading roofing services first hand:
- Call our office at 833-402-ROOF (7663), or
- Complete the form on our Contact Us page